HEALTH BENEFITS
All Association members are eligible to enroll in one of our guaranteed issue health plans.
The first option is a limited benefit plan, sometimes referred to as mini-medical plan. This plan has benefits ranging from $300 to $1,000 a day if you are hospitalized. The plan also provides coverage for office visits, tests and injections, as well as surgical benefits for both in and out-patient surgical procedures.
The Association also offers plans that are the next generation of limited benefit plans, called Per Occurrence Plans. These plans have a $25 co-pay for office visits. They also provide benefits for tests, injections and surgical benefits as well. The Per Occurrence Plans provide a total benefit ranging from $2,500 up to $7,500 per occurrence paid at either an 80%/20% or 90%/10% co-pay.
With all of our health benefit plans, Association members are also covered by an Accident Medical Plan. This benefit pays up to an additional $25,000 for an accidental injury over and above the health plan benefits you would receive.
Additionally, both types of health plans we provide you access to an insured prescription plan through Express Scripts with significant discounts for your medication needs.
